How to Fix QuickBooks Error 185 | Easy Banking Error Solutions (Step-by-Step Guide)


Are you facing QuickBooks Error 185 while updating your bank feeds? Don’t worry! In this detailed guide, we will explain what QuickBooks Error 185 is, why it happens, and how you can fix it quickly and safely.

QuickBooks Error 185 usually occurs when you try to connect or update your bank account in QuickBooks Online or Desktop. This error is commonly related to banking security requirements. Some banks ask for additional security verification like OTP (One-Time Password), security questions, or multi-factor authentication before allowing access. When QuickBooks cannot complete that verification automatically, it displays Error 185.


🔎 What Causes QuickBooks Error 185?

Here are the main reasons:

• Your bank requires additional security verification
• Multi-factor authentication (MFA) is enabled
• Incorrect banking login credentials
• Browser cache or cookies issue (QuickBooks Online)
• Outdated QuickBooks Desktop version
• Temporary bank server issues


✅ How to Fix QuickBooks Error 185

Follow these step-by-step solutions:

1️⃣ Complete the Security Verification

If your bank asks for a security question or OTP:

  • Enter the required verification code

  • Click Submit

  • Try updating the bank feed again

Sometimes you may need to repeat verification multiple times until QuickBooks establishes a secure connection.


2️⃣ Update Bank Login Credentials

  • Go to Banking

  • Select the affected account

  • Click Edit Sign-in Info

  • Re-enter your correct username and password

  • Save and update again


3️⃣ Clear Browser Cache (For QuickBooks Online Users)

  • Clear cache and cookies

  • Use incognito/private mode

  • Try using a different browser (Chrome, Edge, Firefox)


4️⃣ Update QuickBooks Desktop

If you're using Desktop:

  • Go to Help

  • Click Update QuickBooks Desktop

  • Install latest updates

  • Restart QuickBooks


5️⃣ Disconnect & Reconnect Bank Account

  • Go to Banking

  • Edit account

  • Disconnect account (do not delete)

  • Reconnect it again using correct credentials


6️⃣ Check Bank Website

Log in directly to your bank’s website:

  • Verify credentials

  • Check if any alerts or security updates are pending

  • Make sure your account is active


💡 Pro Tip:

If the error continues for more than 24 hours, it could be a temporary issue from your bank’s server. In that case, waiting or contacting support is recommended.


📞 Need Expert Help?

If you are still unable to fix QuickBooks Error 185, our certified QuickBooks experts are ready to help you.

📞 Call Now: +1-833-654-8074

We provide fast and reliable QuickBooks support for Banking, Payroll, Desktop, Online, and Enterprise versions.

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